HONOLULU (HawaiiNewsNow) - Two of the most expensive U.S. cities to raise a child are in Hawaii according to a national study.
Parents say having a child is "priceless," but, Honolulu and Hilo made the U.S. Department of Agriculture's top five list of most expensive places to raise a child.
When you consider housing, childcare and education from birth until age 17, the estimated cost for parents in Honolulu is $430,000.
Hilo isn't far behind, at nearly $370,000.
Skeptics question the numbers, but not a father we spoke to at Ala Moana Beach.
Randy Nishioku, a Farrington and UH grad now living in North Carolina responded, "That sounds real conservative to me in Hawaii for Hawaii costs."
Nishioku has lived on the mainland for 34 years raising six children with his wife Trina.
"6 kids, 27, two 25, 24, 23, 8, does that add up to 6" jokes Trina. "and a 3 year old grandchild. It's hard, but it's great. I would even want more but we're getting too old."
The largest expense for parents in the study is housing.
It accounted for 30 percent of costs.
The Nishiokus say living in North Carolina is a bargain compared to Hawaii.
"A third of here" explains Trina. "It's almost triple here in Honolulu or Hawaii."
The Nishiokus first moved to Seattle from Hawaii before settling in North Carolina and say, "by far, the South is the most affordable."
The second largest expense in the study, 18 percent, is dedicated to childcare or education though age 17.
"A lot of Moms can't go to work because of childcare. It takes most of their paycheck" adds Trina.
Critics say that's the price of living in paradise, and counter you can't put a price tag on quality of life, or your child's future.
Parents in Honolulu can expect to pay 75 percent than the national average of $250,000.
Read the full report HERE.