These days, there's an app for everything, including smartphone apps that may help you manage your money. The apps these days really make it easy to consolidate everything into one place. So the technology, even if you have multiple accounts, you can put it onto your phone. Having everything in one spot is a good thing.
It takes some time in the beginning to put all your credentials and information in, but once you have everything set up, you can really make budgeting and managing your finances easier. It shouldn't be difficult or intimidating - it should be an empowering thing you can always ask for a help from a local banker or friend, but these apps are pretty easy to use. You should also look at government regulations to make sure the app is from a reputable location. But things like two-factor authentication is really important. For example, requiring two methods to log in like a password and a text code.
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