Whether it's a physical disability, a cognitive impairment such as Alzheimer's or dementia, or something else that may require ongoing assistance and/or supervision needed because of a chronic or severe health condition, long-term care insurance is something that both old and young people should look into.
But what exactly is long-term care? Why would you need long-term insurance and when is the best time to purchase a policy? That's the topic for this month's SmartMoney Monday.
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