In this week's Smart Money Monday, Tony DeSanctis from Bank of Hawaii, is here to talk about how you can get the most out of your credit card spending.
The best way to maximize your rewards is to put your bills such as your cell phone, cable, and other monthly bills, on your credit card. This will not only earn you points, but also make it more convenient than mailing a check every month.
You can also use your credit card for your daily spending, on such things like coffee and lunch, which will also help you maximize your rewards at the same time.
To make sure you stay on track and not overspend, Tony DeSanctis recommends that people set up alerts on their credit card. Those alerts will let you know when your balance gets to a certain threshold and remind you of upcoming due dates for payments.
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