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  • The path to a debt-free education? Save early and often

    The path to a debt-free education? Save early and often

    Friday, June 15 2018 6:10 PM EDT2018-06-15 22:10:31 GMT

    Jonathan Sagaser is one of millions of American parents working to send his kids to college. "We had the inspiration to do it early on," he says. Jon and his wife own Sebastiano's Italian restaurant in South Toledo. Their three children, age six, four and two spend a lot of time there as the couple sometimes works 60 to 80 hours a week as small business owners. They plan to pay for half of each of their children's education. "I guess we just want to give them a little b...

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    Jonathan Sagaser is one of millions of American parents working to send his kids to college. "We had the inspiration to do it early on," he says. Jon and his wife own Sebastiano's Italian restaurant in South Toledo. Their three children, age six, four and two spend a lot of time there as the couple sometimes works 60 to 80 hours a week as small business owners. They plan to pay for half of each of their children's education. "I guess we just want to give them a little b...

    More >>
  • Day tripping: Have an adventure without busting your budget

    Day tripping: Have an adventure without busting your budget

    Tuesday, June 12 2018 10:40 AM EDT2018-06-12 14:40:18 GMT
    (Source: WTOL)(Source: WTOL)

    We're all familiar with our fantastic metroparks, the Toledo Zoo and the Toledo Museum of Art. We have our staples, but if you're up for an adventure this summer, and need to watch your wallet, you need ideas and advice. “The more you can be out and about doing things, the less time they're spending in front of a tablet or a TV,” said Jen Sherwin.  Between nieces and nephews, babysitting, and her own child, Sherwin has finding things to do down to a science.

    More >>

    We're all familiar with our fantastic metroparks, the Toledo Zoo and the Toledo Museum of Art. We have our staples, but if you're up for an adventure this summer, and need to watch your wallet, you need ideas and advice. “The more you can be out and about doing things, the less time they're spending in front of a tablet or a TV,” said Jen Sherwin.  Between nieces and nephews, babysitting, and her own child, Sherwin has finding things to do down to a science.

    More >>
  • Rents with Benefits: How to negotiate a better rent in an owner's market

    Rents with Benefits: How to negotiate a better rent in an owner's market

    Sunday, June 10 2018 6:10 PM EDT2018-06-10 22:10:48 GMT
    The Toledo rental market is tight with more renters looking for a place to live than available units (Source: WTOL)The Toledo rental market is tight with more renters looking for a place to live than available units (Source: WTOL)

    The Toledo rental market is tight. There are fewer units in comparison to demand for them. That makes it an owner’s market.

    More >>

    The Toledo rental market is tight. There are fewer units in comparison to demand for them. That makes it an owner’s market.

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(Toledo News Now) -

They're called the "cord killers." Two guys whose podcast urges consumers to sever their ties to a satellite service or cable provider. And more and more people, it seems, are listening. 

But who are they?

"Most of the people who are dropping cable and switching to watching tv on the internet are folks who A: want to save a little money and B:  aren't necessarily as picky about the kinds 
of things they want to watch," said Tom Merritt who co-hosts the "Cord Killers" podcast from Los Angeles.

An average cable or satellite bill in America runs between 80 and 120 dollars, according to several studies. 

"Our cable before the internet was about 90 dollars a month," said one ohio viewer who has since "cut the cord."

Greg Gillen, a young husband and father put it simply: "It's not really worth it for us to pay for cable."

So what are these cord killers watching?

Many start with a digital antenna to watch local stations over the air for free. 

Then, to get the rest of their programming they attach a small device that streams content using an internet connection. The best part? They can watch it on that big flat screen just
like with cable - but with fewer (or no) commercials.

The hookup is simple, and several devices provide the same service. Think Roku or Apple TV. 
You plug them in and connect to your TV with an HDMI cord. They'll run you between $50-$100. 

That's a one time fee for a little box and then you're done with equipment costs. The devices come equipped with apps like Netflix or Hulu Plus... that then use your internet wi-fi
to stream content to your TV.

"Thousands of movies and television shows-- there is a lot of content for people to get into without using cable," according to Kenny Wanemacher of the Appliance Center in Maumee. 

The streaming apps, Netflix, Hulu, and Amazon Instant Video are among the most popular -- cost only about $8 a month. That's a far cry from an average cable or satellite bill. 

However, cable companies like Buckeye in Toledo see what's happening. They say they're trying to offer packages to fit the customer's needs. Brad Mefferd, Buckeye's Chief Administrative
Officer says, "we recognize the price of cable's gone up. But for a couple of bucks a day it's still a heckuva value."

Cable's prices go up as the costs programmers charge them go up. Cable companies look for ways to add value to their product. For Buckeye, that includes something called "TV Everywhere."

TV Everywhere is to take the cable subscription, put it on any device, a tablet, a mobile phone, a laptop, wherever you are," explains Mr. Mefferd.  Buckeye offers 43 channels that will travel everywhere with you. 

Cutting the cord likely isn't for you if you're a live cable sports or news fan... streaming services don't have those. And the TV shows you watch via streaming are going to be dated at least by 1 day. That led Kenny Wanemacher, a former cord cutter, back to cable, but he admits "if you can live with that netflix content you know that's a huge 70 bucks saved right there."

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