Monday, September 30 2013 6:30 AM EDT2013-09-30 10:30:08 GMT
(RNN) - One of the many growing pains related to the Affordable Care Act could be the effect on hospitals focused on treating low-income patients and those without insurance. The majority of healthcareMore >>
The Affordable Healthcare Act promises insurance for everyone, but that still may not mean you can visit any hospital you want - even if it's right down the street.More >>
Sunday, September 29 2013 7:30 AM EDT2013-09-29 11:30:05 GMT
The medical profession became a profession in the 19th century as scientific advances broadened the amount of knowledge so much that specialization was necessary.More >>
A burst of scientific advances in the 19th century so broadened the amount of knowledge required to practice medicine, that specialization became necessary, essentially turning the practice of medicine from a hit-or-miss avocation into a profession. The evolution of medicine caused the cost of care to rise so that the practice of medicine - and insurance - became money-making industries. More >>
Saturday, September 28 2013 6:30 PM EDT2013-09-28 22:30:11 GMT
(RNN) - The profit of insurance companies may plummet once the new Affordable Care Act, better known as Obama Care, goes into effect. According to MSN, this is bad news for the largest U.S. medical insurer,More >>
The profit of insurance companies may plummet once the new Affordable Care Act, better known as Obama Care, goes into effect.More >>
Saturday, September 28 2013 7:33 AM EDT2013-09-28 11:33:06 GMT
(RNN) - One major aspect of the Affordable Care Act is that it makes preventive care for those insured under Marketplace private insurance plans, free - which means no co-payment, coinsurance or deductible. However,More >>
One major aspect of the Affordable Care Act is that it makes preventive care for those insured under Marketplace private insurance plans, free - which means no co-payment, coinsurance or deductible.More >>
Saturday, September 28 2013 6:42 AM EDT2013-09-28 10:42:30 GMT
(RNN) – The success or failure of Obamacare in the hands of Millennials, that's why a generation raised on the internet is being marketed to harder than any other. According to a Pew Research Center surveyMore >>
Millennials and how they respond to advertisements for and against the Affordable Care Act is directly related to the success or failure of President Obama's cornerstone legislation.More >>
Friday, September 27 2013 4:30 PM EDT2013-09-27 20:30:59 GMT
(RNN) - The list of major companies publicly pleading their case over rising prices and inability to retain workers once the new healthcare law takes effect was like a row of dominoes. First, one companyMore >>
Some businesses are still worried about the financial effect the new healthcare law will have on their bottom lines. The reality is there isn't as much to be afraid of as a lot of people think. More >>
Thursday, September 26 2013 7:09 PM EDT2013-09-26 23:09:36 GMT
(RNN) - If you haven't already been hearing a lot about the federal health reform lately, chances are you will soon . Several major provisions of the law, commonly known as Obamacare, are taking effectMore >>
Several major provisions of the Affordable Care Act, commonly known as Obamacare, are taking effect in the coming months. Here are some details on what's happening, how it will work, and what it means for you.More >>
Wednesday, September 25 2013 9:58 AM EDT2013-09-25 13:58:39 GMT
(RNN) - Republicans in Congress are threatening to shut down the government because they say Obamacare is too expensive and the government needs to rein in spending. But just who is paying for it? TheMore >>
Beginning in 2014, the main parts of the Affordable Care Act, otherwise known as "Obamacare," take effect. But who's paying for it, and how much, is going to have long-term implications on our checkbooks. More >>
Thursday, September 12 2013 1:27 PM EDT2013-09-12 17:27:04 GMT
One of Obamacare's most controversial elements is the requirement that most Americans carry health insurance or face a fine. The Treasury Department in August released a 75-page guideline detailing what'sMore >>
The Affordable Care Act mandates a fine for those who do not purchase what the law calls "minimal essential coverage." The IRS is charged with enforcing the mandate, but has limited authority in collecting the fines associated with going without insurance. More >>
(RNN) - Beginning Oct. 1, consumers will be able to create an account and start shopping for healthcare plans under the Affordable Care Act, which will go into effect on Jan. 1, 2014.
Unfortunately, the confusion over Obamacare has created an opportunity for scammers to prey on the public. With the goal of identity theft or robbery, the con artists target vulnerable people who don't understand how the new healthcare exchange will work or how to go about signing up for it.
The FTC says that consumers should beware of any offers to enroll in the new Health Insurance Marketplace before Oct. 1. Consumers should hang up immediately if they receive a call from someone claiming to be from the government who asks for personal information, such as Social Security number, Medicare ID, or other personal or financial information.
A common scam is the card scam. A fraudster will call a consumer, claim to work for the government and encourage the person to immediately register for a healthcare card in order to be covered by Obamacare. The caller may go so far as to threaten the consumer with jail if they do not sign up right away and demand a bank account number or other personal information.
Seniors and low-income citizens are at risk for falling victim to scammers who impersonate ACA Navigators or Medicare officials, who are trying to get consumers to reveal their personal information. It's important to note that it is illegal for someone to sell a Health Insurance Marketplace plan to someone who has Medicare.
Fake exchanges have also popped up with the goal of duping people. These "phishing" websites are designed to look like legitimate sites, but are only there to confuse and swindle consumers. Consumers can find legitimate information about the Health Insurance Marketplace and Affordable Care Act online at Healthcare.gov or by calling 1-800-318-2596.
Although not technically a scam, consumers should also be wary of discount medical plans that are not insurance. One must pay a sign-up fee and monthly fees that are supposed to entitle the subscriber to deeply discounted medical services from the participants in the network. In essence, the discount medical plans are simply lists of healthcare providers who might offer a discount on some of their services. They are not a substitute for health insurance, and will not meet the minimum requirements of the Affordable Care Act.
Consumers who have been the victim of a scam or an attempted scam, should contact the FTC Complaint Assistant or call them at 1-877-FTC-HELP.
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