Mortgage Minute 34: Are You Ready To Buy a Home?

Many of my friends and family are asking me if they should be taking advantage of these low interest rates. The answer is yes! However, there are a few questions you should ask yourself before jumping in!

Do YOU have a steady source of income?

Have YOU been employed on a regular basis for the last 2-3 years?

Do YOU have a good record of paying my bills?

Do YOU have few outstanding long-term debts, like car payments?

Do YOU have money saved for a down payment?

Do YOU have the ability to pay a mortgage every month, plus additional costs?

If you can answer "yes" to these questions, you are probably ready to buy your own home.

There is not better time than now to take advantage of these historically low interest rates. For more information on your credit score, call us at the Tanga Mortgage Team powered by Pacific Rim Mortgage at (808) 223-2761 or visit us on the web at

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